Personal Banking
There is something to be said when it comes to personal experience.
Individual, specific, and direct mark the points of a personal experience from what’s known.
Serving the Tri-state area – PA, NJ, & DE like no other
With TFSB, you get the best of banking and more.
- Personal Customer Service – no Call centers, just bank personnel
- Tiered Interest Rates
- Your account is FDIC Insured
- NO minimum balance to open (Checking Accounts)
- NO monthly maintenance fees
- Initial check order is free
- Virtual and mobile banking is free
- Mobile deposits are free
- Debit cards services free
*Subject to the guidelines of Regulation E - Maximize Your FDIC Coverage possibly beyond $250,000 with the EDIE Calculator below:
Explore Your Banking Options
Which Personal Banking Product Is Right for You?
Annual Percentage Yield (APY) |
Simple Interest Rate (Percent) |
Period of time the simple interest rate is in effect |
Minimum balance to open the account |
Minimum balance to earn APY |
|
|---|---|---|---|---|---|
Rewards |
|||||
Money Market Savings* |
.35% to .75% |
.35% to .75% |
Rate .35% up to $25,000.00, |
$100 |
$100 |
Savings |
|||||
Money Market Savings* |
.35% to .75% |
.35% to .75% |
Rate .35% up to $25,000.00, |
$100 |
$100 |
IRA Savings* Qualifys for SEP, Roth, & SARSEP Savings |
2.02% to 4.08% |
2.00% to 4.00% |
Rate 4.00% over $100,000 , |
$100 |
$100 |
Certificates of Deposit (CDs) |
|||||
5 Year CD |
3.00% |
3.00% |
Until Maturity |
$500 |
$500 |
1 Year CD |
3.50% |
3.50% |
Until Maturity |
$500 |
$500 |
Which Personal Banking Product Is Right for You?
Annual Percentage Yield (APY) |
Simple Interest Rate (Percent) |
|
|---|---|---|
Rewards Checking & Saving* |
||
Money Market Savings* |
2.02% to 4.08% |
2.00% to 4.00% |
Savings* |
||
Money Market Savings* |
2.02% to 4.08% |
2.00% to 4.00% |
IRA Savings* Qualifys for SEP, Roth, & SARSEP Savings |
2.02% to 4.08% |
2.00% to 4.00% |
Certificates of Deposit (CDs) (No Institutional Deposits) |
||
5 Year CD |
4.24% |
4.15% |
5 Yr Franklin Gold* |
2.78% |
2.75% |
1 Year CD |
4.60% |
4.50% |
Period of time the simple interest rate is in effect |
Minimum balance to open the account |
Minimum balance to earn APY |
|
|---|---|---|---|
Rewards Checking & Saving* |
|||
Money Market Savings* |
Rate 2.00% up to $25,000.00, Rate 4.00% over $25,000.00 |
$100 |
$100 |
Savings* |
|||
Money Market Savings* |
Rate 2.00% up to $25,000.00, Rate 4.00% over $25,000.00 |
$100 |
$100 |
IRA Savings* Qualifys for SEP, Roth, & SARSEP Savings |
Rate 4.00% over $100,000 , Rate 3.00% over $10,000 , Rate 2.00% over 0.00 |
$100 |
$100 |
Affinity Specialty Savings*** |
Rate 5.00% up to $25,000.00, Rate 0.75% over $25,000.00 |
$0 & Must be an Affintiy Client, payroll deposit only |
$0 & Must be an Affintiy Client, payroll deposit only |
Affinity Money Market*** |
Rate 4.00% over $25,000 , Rate 3.00% over $10,000 , Rate 2.00% over 0.00 |
$0 & Must be an Affintiy Client. |
$0 & Must be an Affinitiy Client. |
Certificates of Deposit (CDs) |
|||
5 Year CD |
Until Maturity |
$500 |
$500 |
1 Year CD |
Until Maturity |
$500 |
$500 |
Requirements & Disclosures
Note: Rates are subject to change at anytime
*Applications for deposit products will only be taken from customers residing in the Bank’s market area of PA, NJ, & DE.(STATE ID REQUIRED)